About Semper Wealth Management

Semper Wealth Management LLC was founded by Mike Machata in 2019. The name is derived from the Marine Corps Motto “Semper Fidelis”, which means “Always Faithful” in Latin. Mike wanted to take the principles of honor, courage, and commitment learned as a Marine Corps and Purple Heart veteran and apply them to the way we pursue our clients’ best interests. New technologies allow our clients to plan their financial lives efficiently, effectively, and intelligently.

A wave of new legislation, financial instruments, and vendors allows us to disintermediate previously entrenched middlemen and offer better investment strategies at a lower net cost to our clients. As a Registered Investment Advisor with a CERTIFIED FINANCIAL PLANNER Practitioner (CFP®) leading the team we are true fiduciaries to our clients and put their interests ahead of our own.

Our Team

A. Michael Machata, CFP®,CRPC®

Wealth Advisor, Managing Member

Mike Machata is an experienced Wealth Advisor and Principal of Semper Wealth Management. Mike has over 14 years of experience in providing financial planning and investment advice. He holds the CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor℠ designations. He also holds a double degree (BSBA) in Finance and Business Economics from the University of Central Florida. Mike is a Marine Corps and Purple Heart veteran. He supports veteran organizations and seeks to find ways to give back to the veteran community. Mike has been married to his wife Juliana for 14 years and they have three children. They live in Oviedo, FL.

Our Investment Philosophy

Modern Portfolio Theory is used as the basic construct for defining portfolio allocation for our clients. There are adjustments to weightings over time as modified by individual client characteristics and conclusions derived from application of the Adaptive Markets Hypothesis, fundamental analysis, and market cycle analysis. The final result is a more dynamic approach to asset allocation by utilizing larger long term strategic allocation range thresholds and increased frequency of tactical allocation shifts.
Generally, rebalances to bring the portfolio within target allocation thresholds should be semi-annual, but can opportunistically be more or less if deemed appropriate.

The goal of practical application of AMH is to reduce risk taken for a given level of target return over the long run by accounting for market and individual investor biases and altering target allocations throughout the market cycle in response to changing risk premia.
The effect of application of this philosophy will be:

  • Widen strategic allocation ranges for each risk level
  • Utilizing more frequent tactical allocation shifts
  • Dampen the unavoidable psychological stress that results from participating in publicly traded markets by responding to market cycle dynamics and changing risk premia

Contact Us

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    (407) 308-0575